FAQs
Financial Access, LLC communicates with their customers to be informed through the borrowing and home buying process. We have furnished some answers to “Frequently Asked Questions” that we believe will help you to understand the loan program. Contact us today to help you with mortgage financing in Pennsylvania.
Q. Can you explain all these closing costs and fees?
A. Click here!
Q. How do they calculate my credit score (FICO score) and the process to improve my credit?
A. Click here!
Q. What do all these mortgage terms mean?
A. See our glossary of mortgage terms
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Helpful Terms
- FNMA (Fannie Mae)
The Federal National Mortgage Association – A federally chartered and privately owned corporation, organized and existing under the Federal National Mortgage Association Charter Act or any successor thereto.
Testimonials
Thank you so much for everything you did for us during the process of purchasing our dream home. We were so frustrated with the experience we had with the bank who had provided our first mortgage, I am thankful we made the decision to work with for this purchase. We were unsure how to proceed with the loan application process for our specific situation, and you were to guide us through the best scenario to reach the outcome we were looking for. There were so many ups & downs during the purchasing process, and you were always there to guide us through each step. I appreciate how quickly you responded to our e-mails & calls at different times of the day. At settlement, you made sure we understood everything and stayed with us until the process was completed. The experience we received was invaluable, and I cannot imagine how we would have made it through without your help & expertise. I highly recommend Financial Access to anyone who is looking for professional & personalized experience.
S.R, Phoenixville – 2013
Thanks for all your help Annamarie! Drew and I greatly appreciate all your help with this process and the extra time you took explaining everything to us and making sure we were comfortable with every decision we have had to make.
-Kelly and Andrew Dougherty
Annamarie, Thank you so much for helping us to get our dream house! We can’t tell you how much we appreciate all the hard work you did! We’ll have to make plans for you to come see our new home.
Brighid and Kieran M. 10/07
Thank you so much for everything you did.
Your professionalism and caring went above and beyond. I greatly appreciate all your efforts to expedite the closing. It is with your help that I am able to enjoy my new home.
K.
Annamarie, Thank you so much for helping us to get our dream house! We can’t tell you how much we appreciate all the hard work you did! We’ll have to make plans for you to come see our new home.
Best Wishes to you and your family!
Brighid and Kieran M. 10/07
Annamarie,
Thank you so much for everything you did for us during the process of purchasing our dream home. We were so frustrated with the experience we had with the bank who had provided our first mortgage, I am thankful we made the decision to work with for this purchase. We were unsure how to proceed with the loan application process for our specific situation, and you were to guide us through the best scenario to reach the outcome we were looking for. There were so many ups & downs during the purchasing process, and you were always there to guide us through each step. I appreciate how quickly you responded to our e-mails & calls at different times of the day. At settlement, you made sure we understood everything and stayed with us until the process was completed. The experience we received was invaluable, and I cannot imagine how we would have made it through without your help & expertise. I highly recommend Financial Access to anyone who is looking for professional & personalized experience.Thank you again,
S.R, Phoenixville, 2013
Annamarie Scarselletti of Financial Access, LLC was so patient and kind during our home refinancing in the Spring of 2013. As an easily overwhelmed individual, I was comforted as Annamarie held me together, guided me through sorting paperwork and went the extra mile to meet with us on numerous occasions to sign paperwork. Her obvious dedication to her clients is what brought be back to work with Annamarie after she helped me with my first home mortgage and two subsequent refinances over the past decade. Annamarie is the bees knees!
Jeannie C. 2010
Annamarie has been working with me for several months to enable me to obtain a very complicated mortgage refinance. There were many, many obstacles that had to be overcome in order to proceed with the loan. I could not have found anyone that was more thorough, patient and knowledgeable than Annamarie.
She explained in detail banking, real estate and mortgage procedures that have never been explained to me in the past. She explained everything in easy-to-understand language, told me why she was doing what she was doing and why it was in my best interest.
There were many non-typical issues to overcome and Annamarie tackled and resolved each one. At one point, I was on the verge of giving up but she talked me out of it, telling me to be patient and we would get where we needed to be. She was right. We closed on the loan in mid-July.
I highly recommend Annamarie Scarselletti’s services and I would contact her again if the need ever arises. She has proven to be very professional and extremely competent in her profession.Dave Mazzaferro, Saxton, PA, 7/30/2014
Thank you for the thorough and professional work you did to ensure a smooth settlement as I just refinanced my home. I was so pleased with your company and your work five years ago when I purchased my home, I knew I wanted to work with you again. In this fast paced world, it is refreshing to work with someone who takes pride in taking care of a client, assuring that everything will be in order. You took the time to explain everything and answer all my questions as well as help me with any surprises that came up. Thank you for your personal attention, for making it so easy and for going the distance with me.
Jeannie C. 2010
We thank you with gratitude for your skilled professional services in securing our new mortgage for our home.
Your services will save us a lot of money and give us peace of mind in the years ahead.
You are a superb credit to your profession.
S. W.
Licensed by Pennsylvania Department of Banking and Securities Annamarie Rita Scarselletti- Mortgage Originator NMLS #133627 Company NMLS #111331 Website developed by Assembly Image Management, Inc.
